Navigating a Car Accident Lawsuit in New Jersey
No one expects to be involved in a car accident. But, unfortunately, they can and do occur and they can be life-changing, both financially and emotionally. Navigating life after a car accident can be difficult as you attempt to figure out how you will get around. If you experienced any injuries, you might not yet be able to return to work, affecting you financially. Even the confusing legal system can feel overwhelming as you navigate your car accident case. You can use this guide to better understand the car accident lawsuit process in New Jersey.
New Jersey Car Accident Laws
New Jersey is a no-fault auto insurance state. This means that all New Jersey drivers must carry Personal Injury Protection (PIP) insurance. If you are injured in an accident, your insurance provider will cover all of your medical costs. They will cover all medical bills, regardless of who is at fault for the car accident. This brings up the question of when a car accident lawsuit would even be necessary.
These are just a few reasons why you might file a car accident lawsuit in the state:
- Your injuries exceed the compensation amount allowable under your insurance policy
- Your insurance company is denying your claim
- Wrongful death occurred due to the car accident
No-fault car coverage generally only covers minimal damages. If you or your passenger is significantly injured in a car accident, then a third-party accident lawsuit might be needed.
Damages Available in a Car Accident Lawsuit
Just one car accident can leave you with a long list of damages. New Jersey allows for the following damages to be compensated through a lawsuit:
- Property damage
- Medical fees
- Transportation fees
- Rehabilitation costs
- Time off work
- Lost benefits
- Diminished earning capacity
- Wrongful death
- Pain and suffering
Your car accident lawyer will help you to evaluate the details of your case and determine its value. It is important to not only consider the costs that you have incurred because of the car accident, but also the costs that you are likely to incur.
New Jersey Car Accident Statute of Limitations
The time immediately following a car accident can be busy. You might be dealing with injuries or trying to get back into work. However, it is important to consider your legal options as soon as possible. New Jersey requires all car accident cases to be filed within two years from the date of the accident. Failing to do so can deem you ineligible for any compensation, even if the other party is at fault.
Why You Need an Experienced Car Accident Lawyer
An experienced New Jersey car accident lawyer can do the following things for you:
- Navigate your case while you focus on your recovery
- Value your case, considering all past and future costs
- Manage all communications with insurance company and other legal team
- Keep you within the statute of limitations
- Negotiate on your behalf, getting you an amount that covers your damages
Choosing the right car accident lawyer will provide value and insight into your New Jersey car accident case. Having the right lawyer represent you can mean the difference between a denied claim and collecting an amount that helps you move past your car accident.
Contact a Galloway Township Personal Injury Lawyer to Discuss Your Car Accident Case in New Jersey
Did you or a loved one sustain serious injuries due to a car accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Brown Law represent clients injured because of car accidents in Egg Harbor, Ventnor City, Atlantic City, Galloway Township, and throughout New Jersey. Call (609) 344-8270 or fill our our contact form to schedule a free consultation about your case. We have an office conveniently located at 3123 Atlantic Avenue, Suite 201, Atlantic City. NJ 08041.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.