Denied: Workers’ Compensation Claim and How a Lawyer Can Help
What is Workers’ Compensation?
Workers’ compensation insurance is used by employers to cover workplace injuries. Most employers are required to carry workers’ compensation in the case that one of their employees is injured while working on the job. But there may come a time when you need to collect and it can be overwhelming to find that your claim is denied. Fortunately, you might find that you have options available, even if your claim is denied.
Common Reasons for Denied Workers’ Compensation Claim
It is important to understand why your workers’ compensation claim was denied. You can usually find this reason in your denial letter. These are a few of the most common causes for a denied claim:
- Not filing your claim on time: Initial claims must be filed within the deadline stipulated by the state. In New Jersey, you have just two years to file a workers’ compensation claim.
- Failing to report the injury in time: Workers’ compensation laws also require that you notify your employer of the injury. In New Jersey, you must notify them within two weeks.
- Lack of medical treatment: In order to receive compensation for an injury on the job, you will need to receive medical care. It can be useful to notify your employer as soon as possible in case you are required to also seek medical care from an approved doctor.
- Inconsistent details on the claim: If your employer claims that the injury you experienced did not occur on the job, you may need to come up with proof otherwise. Your employer could also claim that the injury was intentional.
- Injury cannot be compensated: It is not enough to report an injury. Workers’ compensation will only cover monetary costs.
Your workers’ compensation claim could also be denied for administrative errors like failing to include all of the required documents or not filling out required forms.
Appealing a Workers’ Compensation Denial
Fortunately, you have the right to appeal when you receive a workers’ compensation claim denial. This requires that you submit an appeals claim within the required timeline. This is usually between 14-30 days. It is important to understand the reason you were denied in the first place and then offer any additional documents or evidence as needed. Otherwise, your claim can be denied again.
Working with a workers’ compensation lawyer can help you meet all of the requirements of the claims process. A workers’ compensation lawyer can assist you with filling out the application while also ensuring that you include all of the necessary documentation. They can also assist you as you navigate the timelines involved with a claim.
Working with a workers’ compensation lawyer not only increases the chances that your appeal will go through, but also that your claim will be approved in the first place. Whether you were denied due to a missed timeline or you did not provide them with sufficient medical evidence of a compensatory injury, a lawyer can be valuable to your workers’ compensation claim.
Contact an Atlantic City Workers’ Compensation Lawyer to Discuss Your New Jersey Workplace Injury Case
A workplace injury can be devastating, particularly if it prevents you from returning to work for an extended period of time. Although New Jersey workers’ compensation laws are supposed to provide you with reimbursement for medical expenses and replacement pay for missed time at work, it is not always easy to get the workers; comp benefits you deserve. That is why you should speak with a knowledgeable workers’ compensation lawyer about your situation and get guidance throughout the claims process. The experienced workers’ comp attorneys at Brown Law represents clients in Egg Harbor, Atlantic City, Galloway Township, Hamilton, and all across New Jersey. Call (609)344-8720 or fill out our online contact form today to schedule a free consultation about your work injury case. Our main office is located at 3123 Atlantic Avenue, Suite 201, Atlantic City, NJ 08041.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.